/* ═══════════════════════════════════════════════════════════════
   SOLUÇÃO HABITAÇÃO · DS SOBRAL
   css/style.css — Estilos da Landing Page (index.html)

   Design System DS Brand:
   Verde:   #004B30  (Pantone 3308 C)
   Dourado: #867347  (Pantone 871 C)
   Font:    Nunito (Google Fonts — alternativa gratuita a Gotham Rounded)
═══════════════════════════════════════════════════════════════ */

/* ══════════════════════════════════════
   CUSTOM PROPERTIES — Design Tokens
══════════════════════════════════════ */
:root {
  --green:       #004B30;
  --green-dark:  #00361f;
  --green-mid:   #005c3a;
  --green-light: #006644;
  --gold:        #867347;
  --gold-light:  #a08d5e;
  --gold-pale:   #c4aa7a;
  --off-white:   #f7f6f2;
  --warm-gray:   #ede9e1;
  --text-dark:   #1a1a1a;
  --text-mid:    #4a4a4a;
  --text-light:  #888880;
  --white:       #ffffff;
}

/* ══════════════════════════════════════
   RESET & BASE
══════════════════════════════════════ */
*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; overflow-x: hidden; }

body {
  font-family: 'Nunito', system-ui, sans-serif;
  background: var(--white);
  color: var(--text-dark);
  overflow-x: hidden;
  max-width: 100vw;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

/* ══════════════════════════════════════
   SCROLL PROGRESS BAR
══════════════════════════════════════ */
#scroll-bar {
  position: fixed; top: 0; left: 0; height: 3px;
  background: var(--gold); z-index: 9999;
  width: 0%; transition: width 0.1s linear;
}

/* ══════════════════════════════════════
   NAVBAR
══════════════════════════════════════ */
#navbar {
  position: fixed; top: 0; left: 0; right: 0; z-index: 900;
  padding: 20px 0;
  transition: all 0.4s ease;
}
#navbar.scrolled {
  background: rgba(0,75,48,0.96);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  padding: 10px 0;
  box-shadow: 0 2px 30px rgba(0,0,0,0.15);
}
#navbar.scrolled .nav-logo img {
  height: 80px;
}
.nav-inner {
  max-width: 1200px; margin: 0 auto; padding: 0 32px;
  display: flex; align-items: center; justify-content: space-between;
}
.nav-logo {
  display: flex; align-items: center; gap: 12px;
  text-decoration: none;
}
.nav-logo img {
  height: 100px; width: auto;
  border-radius: 6px;
  mix-blend-mode: screen;
}
.nav-actions { display: flex; align-items: center; gap: 20px; }
.nav-reclamacoes {
  color: rgba(255,255,255,0.35); font-size: 0.72rem; font-weight: 500;
  text-decoration: none; letter-spacing: 0.2px;
  transition: color 0.2s;
  white-space: nowrap;
}
.nav-reclamacoes:hover { color: rgba(255,255,255,0.65); }
.nav-tel {
  color: rgba(255,255,255,0.8); font-size: 0.875rem; font-weight: 600;
  text-decoration: none; display: flex; align-items: center; gap: 7px;
  transition: color 0.2s;
}
.nav-tel:hover { color: var(--gold-pale); }
.nav-tel i { color: var(--gold-pale); font-size: 0.75rem; }
.btn-nav {
  background: var(--gold); color: var(--white);
  font-family: 'Nunito', sans-serif;
  font-weight: 800; font-size: 0.875rem;
  padding: 10px 24px; border-radius: 50px; border: none;
  cursor: pointer; text-decoration: none;
  transition: all 0.3s ease;
  letter-spacing: 0.3px;
}
.btn-nav:hover {
  background: var(--gold-light);
  transform: translateY(-1px);
  box-shadow: 0 6px 20px rgba(134,115,71,0.35);
}

/* ══════════════════════════════════════
   HERO
══════════════════════════════════════ */
#hero {
  min-height: 100vh;
  background: var(--green);
  position: relative;
  display: flex; align-items: center;
  overflow: hidden;
}

/* Formas decorativas de fundo */
.hero-shape {
  position: absolute;
  border-radius: 50%;
  opacity: 0.06;
  background: var(--gold);
}
.hero-shape-1 { width: 600px; height: 600px; top: -200px; right: -150px; }
.hero-shape-2 { width: 300px; height: 300px; bottom: 50px; left: -80px; }
.hero-shape-3 {
  position: absolute; bottom: 0; left: 0; right: 0;
  height: 120px; background: var(--white);
  clip-path: ellipse(55% 100% at 50% 100%);
  opacity: 1;
  z-index: 0;
  pointer-events: none;
}

/* Grid decorativo pontilhado */
.hero-dots {
  position: absolute; inset: 0;
  background-image: radial-gradient(circle, rgba(134,115,71,0.12) 1px, transparent 1px);
  background-size: 40px 40px;
}

.hero-inner {
  max-width: 1200px; margin: 0 auto; padding: 140px 32px 160px;
  display: grid; grid-template-columns: 1fr 420px; gap: 60px;
  align-items: center; position: relative; z-index: 2;
}

/* Pill badge */
.hero-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(134,115,71,0.18); border: 1px solid rgba(134,115,71,0.35);
  border-radius: 50px; padding: 7px 18px; margin-bottom: 28px;
}
.hero-badge-dot {
  width: 7px; height: 7px; border-radius: 50%;
  background: var(--gold-pale); animation: pulse 2s infinite;
}
.hero-badge span {
  color: var(--gold-pale); font-size: 0.8rem; font-weight: 700;
  letter-spacing: 0.5px; text-transform: uppercase;
}

@keyframes pulse {
  0%, 100% { opacity: 1; transform: scale(1); }
  50%       { opacity: 0.6; transform: scale(0.8); }
}

.hero-title {
  font-size: clamp(2.6rem, 5vw, 4.2rem);
  font-weight: 900; line-height: 1.1;
  color: var(--white); letter-spacing: -1px;
  margin-bottom: 24px;
}
.hero-title .accent { color: var(--gold-pale); }
.hero-title .underline-gold {
  position: relative; display: inline-block;
}
.hero-title .underline-gold::after {
  content: '';
  position: absolute; bottom: -4px; left: 0; right: 0; height: 4px;
  background: var(--gold); border-radius: 2px;
}

.hero-desc {
  color: rgba(255,255,255,0.72); font-size: 1.1rem;
  line-height: 1.7; margin-bottom: 36px; max-width: 520px;
}
.hero-desc strong { color: rgba(255,255,255,0.95); }

.hero-ctas { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 44px; }

.btn-primary {
  display: inline-flex; align-items: center; gap: 9px;
  background: var(--gold); color: var(--white);
  font-family: 'Nunito', sans-serif;
  font-weight: 800; font-size: 1rem;
  padding: 16px 32px; border-radius: 50px; border: none;
  cursor: pointer; text-decoration: none;
  transition: all 0.3s ease; white-space: nowrap;
  box-shadow: 0 8px 30px rgba(134,115,71,0.4);
}
.btn-primary:hover {
  background: var(--gold-light);
  transform: translateY(-2px);
  box-shadow: 0 12px 40px rgba(134,115,71,0.5);
}

.btn-outline-white {
  display: inline-flex; align-items: center; gap: 9px;
  background: transparent; color: var(--white);
  font-family: 'Nunito', sans-serif;
  font-weight: 700; font-size: 1rem;
  padding: 15px 30px; border-radius: 50px;
  border: 2px solid rgba(255,255,255,0.3);
  cursor: pointer; text-decoration: none;
  transition: all 0.3s ease; white-space: nowrap;
}
.btn-outline-white:hover {
  border-color: rgba(255,255,255,0.7);
  background: rgba(255,255,255,0.08);
}

/* Trust pills */
.hero-trust { display: flex; flex-wrap: wrap; gap: 12px; }
.trust-pill {
  display: flex; align-items: center; gap: 7px;
  background: rgba(255,255,255,0.08); border: 1px solid rgba(255,255,255,0.12);
  border-radius: 50px; padding: 7px 14px;
  color: rgba(255,255,255,0.75); font-size: 0.8rem; font-weight: 600;
}
.trust-pill i { color: var(--gold-pale); font-size: 0.75rem; }

/* Hero card (direita) */
.hero-card {
  background: rgba(255,255,255,0.07);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 24px; padding: 32px;
  animation: floatCard 5s ease-in-out infinite;
}
@keyframes floatCard {
  0%, 100% { transform: translateY(0); }
  50%       { transform: translateY(-10px); }
}

.hero-card-header {
  display: flex; align-items: center; gap: 14px; margin-bottom: 24px;
}
.hero-card-icon {
  width: 52px; height: 52px; border-radius: 16px;
  background: var(--gold); display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.hero-card-icon i { color: var(--white); font-size: 1.3rem; }
.hero-card-title { color: var(--white); font-weight: 800; font-size: 1.05rem; }
.hero-card-sub { color: rgba(255,255,255,0.5); font-size: 0.78rem; margin-top: 2px; }

.hero-stats { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-bottom: 20px; }
.hero-stat {
  background: rgba(255,255,255,0.07); border-radius: 14px;
  padding: 16px 14px; text-align: center;
}
.hero-stat-num { color: var(--gold-pale); font-size: 2rem; font-weight: 900; line-height: 1; }
.hero-stat-label { color: rgba(255,255,255,0.55); font-size: 0.72rem; margin-top: 4px; font-weight: 600; }

.hero-card-badge {
  background: rgba(134,115,71,0.2); border: 1px solid rgba(134,115,71,0.3);
  border-radius: 12px; padding: 14px 16px;
  display: flex; align-items: center; gap: 12px;
}
.hero-card-badge i { color: var(--gold-pale); font-size: 1.3rem; flex-shrink: 0; }
.hero-card-badge-text strong { color: var(--white); font-size: 0.875rem; display: block; }
.hero-card-badge-text span { color: rgba(255,255,255,0.55); font-size: 0.75rem; }

/* ══════════════════════════════════════
   BANKS BAR
══════════════════════════════════════ */
#banks {
  background: var(--off-white);
  padding: 40px 0;
  border-bottom: 1px solid rgba(0,0,0,0.06);
}
.banks-label {
  text-align: center; color: var(--text-light);
  font-size: 0.75rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: 2px; margin-bottom: 24px;
}
.banks-grid {
  max-width: 1200px; margin: 0 auto; padding: 0 32px;
  display: grid; grid-template-columns: repeat(8, 1fr); gap: 12px;
}
.bank-logo {
  background: var(--white); border-radius: 12px; padding: 12px 10px;
  display: flex; align-items: center; justify-content: center; height: 58px;
  box-shadow: 0 2px 8px rgba(0,0,0,0.05);
  transition: all 0.25s ease;
}
.bank-logo:hover { transform: translateY(-2px); box-shadow: 0 6px 20px rgba(0,0,0,0.1); }
.bank-logo img {
  max-height: 42px; max-width: 88%; object-fit: contain;
  filter: none;
  mix-blend-mode: normal;
  transition: transform 0.25s, opacity 0.25s;
  opacity: 0.9;
}
.bank-logo:hover img {
  opacity: 1;
  transform: scale(1.06);
}
.bank-logo-text { font-size: 0.7rem; font-weight: 800; color: var(--text-mid); text-align: center; }

/* ══════════════════════════════════════
   SECÇÃO GENÉRICA
══════════════════════════════════════ */
.section-inner { max-width: 1200px; margin: 0 auto; padding: 0 32px; }

.section-label {
  display: inline-flex; align-items: center; gap: 8px;
  color: var(--gold); font-size: 0.78rem; font-weight: 800;
  text-transform: uppercase; letter-spacing: 2px; margin-bottom: 16px;
}
.section-label::before {
  content: ''; width: 24px; height: 2px;
  background: var(--gold); border-radius: 1px;
}
.section-title {
  font-size: clamp(2rem, 4vw, 3rem); font-weight: 900;
  line-height: 1.1; letter-spacing: -1px; margin-bottom: 16px; color: var(--text-dark);
}
.section-title .accent { color: var(--green); }
.section-desc { color: var(--text-mid); font-size: 1.1rem; line-height: 1.65; max-width: 540px; }

/* ══════════════════════════════════════
   PARA QUEM
══════════════════════════════════════ */
#para-quem { padding: 100px 0; background: var(--white); }

.cards-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 56px; }

.feature-card {
  background: var(--white); border-radius: 20px;
  padding: 36px 30px; border: 1.5px solid var(--warm-gray);
  transition: all 0.35s ease; cursor: default; position: relative; overflow: hidden;
}
.feature-card::before {
  content: ''; position: absolute; bottom: 0; left: 0; right: 0; height: 4px;
  background: var(--green); transform: scaleX(0); transition: transform 0.35s ease;
  transform-origin: left;
}
.feature-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 20px 50px rgba(0,75,48,0.1);
  border-color: rgba(0,75,48,0.2);
}
.feature-card:hover::before { transform: scaleX(1); }

.card-icon-wrap {
  width: 58px; height: 58px; border-radius: 16px;
  display: flex; align-items: center; justify-content: center; margin-bottom: 22px;
  transition: transform 0.3s ease;
}
.feature-card:hover .card-icon-wrap { transform: scale(1.1) rotate(-3deg); }
.card-icon-wrap.green { background: rgba(0,75,48,0.08); }
.card-icon-wrap.gold  { background: rgba(134,115,71,0.1); }
.card-icon-wrap i.green { color: var(--green); font-size: 1.4rem; }
.card-icon-wrap i.gold  { color: var(--gold);  font-size: 1.4rem; }

.feature-card h3 { font-size: 1.2rem; font-weight: 800; color: var(--text-dark); margin-bottom: 12px; }
.feature-card p  { color: var(--text-mid); font-size: 0.93rem; line-height: 1.65; }
.card-link {
  display: inline-flex; align-items: center; gap: 6px;
  color: var(--gold); font-size: 0.85rem; font-weight: 700;
  margin-top: 18px; text-decoration: none; transition: gap 0.2s;
}
.card-link:hover { gap: 10px; }

/* ══════════════════════════════════════
   GARANTIA JOVEM
══════════════════════════════════════ */
#garantia {
  padding: 100px 0;
  background: var(--green);
  position: relative; overflow: hidden;
}
#garantia .hero-dots { opacity: 0.4; }
#garantia .section-label { color: var(--gold-pale); }
#garantia .section-label::before { background: var(--gold-pale); }
#garantia .section-title { color: var(--white); }
#garantia .section-title .accent { color: var(--gold-pale); }

.garantia-grid {
  display: grid; grid-template-columns: 1fr 460px; gap: 70px;
  align-items: center; position: relative; z-index: 2;
}
.garantia-desc {
  color: rgba(255,255,255,0.72); font-size: 1.05rem;
  line-height: 1.7; margin: 20px 0 32px;
}
.garantia-checks { display: flex; flex-direction: column; gap: 16px; margin-bottom: 36px; }
.check-row { display: flex; align-items: flex-start; gap: 14px; }
.check-dot {
  width: 24px; height: 24px; border-radius: 50%;
  background: var(--gold); display: flex; align-items: center; justify-content: center;
  flex-shrink: 0; margin-top: 2px;
}
.check-dot i { color: var(--green); font-size: 0.65rem; font-weight: 900; }
.check-row span { color: rgba(255,255,255,0.82); font-size: 0.97rem; line-height: 1.5; }
.check-row strong { color: var(--white); }

.garantia-card {
  background: rgba(255,255,255,0.07);
  backdrop-filter: blur(20px); -webkit-backdrop-filter: blur(20px);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 24px; padding: 36px;
}
.garantia-card-top { text-align: center; margin-bottom: 28px; }
.garantia-card-top .big-num {
  font-size: 5rem; font-weight: 900; color: var(--gold-pale); line-height: 1;
}
.garantia-card-top .big-label { color: rgba(255,255,255,0.6); font-size: 0.9rem; margin-top: 4px; }
.garantia-rows { display: flex; flex-direction: column; gap: 10px; }
.garantia-row {
  display: flex; justify-content: space-between; align-items: center;
  background: rgba(255,255,255,0.08); border-radius: 12px; padding: 14px 16px;
}
.garantia-row span:first-child { color: rgba(255,255,255,0.6); font-size: 0.875rem; }
.garantia-row span:last-child { color: var(--gold-pale); font-weight: 800; font-size: 0.9rem; }
.garantia-row.highlight span:last-child { color: #5fcc8a; }

/* ══════════════════════════════════════
   SIMULADOR
══════════════════════════════════════ */
#simulador { padding: 100px 0; background: var(--off-white); }

.sim-wrapper {
  background: var(--white); border-radius: 28px;
  box-shadow: 0 20px 80px rgba(0,0,0,0.07);
  overflow: hidden;
  display: grid; grid-template-columns: 1fr 1fr;
  margin-top: 56px;
}
.sim-left { padding: 52px 48px; }
.sim-right {
  background: var(--green); padding: 52px 48px;
  display: flex; flex-direction: column;
  overflow-y: auto;
}
#sim-panel-result {
  display: flex; flex-direction: column; justify-content: space-between;
  height: 100%;
}
#sim-panel-form {
  display: none;
  overflow-y: auto;
}
.sim-title {
  display: flex; align-items: center; gap: 10px;
  font-size: 1.15rem; font-weight: 800; color: var(--text-dark); margin-bottom: 36px;
}
.sim-title i { color: var(--gold); }

/* Sliders */
.slider-group { margin-bottom: 30px; }
.slider-row {
  display: flex; justify-content: space-between; align-items: center; margin-bottom: 12px;
}
.slider-row label { font-size: 0.875rem; font-weight: 700; color: var(--text-mid); }
.slider-row .slider-val { font-size: 1.2rem; font-weight: 900; color: var(--green); }
.slider-range {
  -webkit-appearance: none; appearance: none;
  width: 100%; height: 6px; border-radius: 3px; outline: none; cursor: pointer;
  background: linear-gradient(to right, var(--green) var(--pct, 50%), #e2e2e2 var(--pct, 50%));
}
.slider-range::-webkit-slider-thumb {
  -webkit-appearance: none; width: 22px; height: 22px;
  border-radius: 50%; background: var(--green);
  box-shadow: 0 2px 10px rgba(0,75,48,0.4); cursor: pointer;
  border: 3px solid white;
}
.slider-range::-moz-range-thumb {
  width: 22px; height: 22px; border-radius: 50%;
  background: var(--green); border: 3px solid white;
  box-shadow: 0 2px 10px rgba(0,75,48,0.4); cursor: pointer;
}
.slider-limits { display: flex; justify-content: space-between; margin-top: 6px; }
.slider-limits span { color: var(--text-light); font-size: 0.75rem; font-weight: 600; }

.taxa-row { display: flex; gap: 10px; margin-top: 4px; }
.taxa-btn {
  flex: 1; padding: 12px; border-radius: 12px;
  border: 2px solid var(--warm-gray); background: transparent;
  font-family: 'Nunito', sans-serif; font-size: 0.8rem; font-weight: 700;
  color: var(--text-mid); cursor: pointer; transition: all 0.2s;
}
.taxa-btn.active { border-color: var(--green); background: var(--green); color: white; }
.taxa-btn:not(.active):hover { border-color: var(--green); color: var(--green); }

.result-label { color: rgba(255,255,255,0.6); font-size: 0.875rem; font-weight: 600; margin-bottom: 6px; }
.result-prestacao {
  font-size: 5rem; font-weight: 900; color: var(--gold-pale);
  line-height: 1; margin-bottom: 4px;
}
.result-month { color: rgba(255,255,255,0.5); font-size: 0.9rem; margin-bottom: 30px; }
.result-rows { display: flex; flex-direction: column; gap: 8px; margin-bottom: 32px; }
.result-row {
  display: flex; justify-content: space-between; align-items: center;
  padding: 12px 14px; background: rgba(255,255,255,0.07); border-radius: 10px;
}
.result-row span:first-child { color: rgba(255,255,255,0.55); font-size: 0.83rem; }
.result-row span:last-child { color: white; font-weight: 800; font-size: 0.9rem; }
.result-row.total span:last-child { color: var(--gold-pale); }

.btn-result {
  display: block; text-align: center; text-decoration: none;
  background: var(--gold); color: white;
  font-family: 'Nunito', sans-serif; font-weight: 800; font-size: 1rem;
  padding: 16px; border-radius: 14px; border: none; cursor: pointer;
  transition: all 0.3s; width: 100%;
}
.btn-result:hover { background: var(--gold-light); transform: translateY(-2px); }
.sim-wa {
  text-align: center; margin-top: 12px;
  color: rgba(255,255,255,0.55); font-size: 0.83rem; font-weight: 600;
}
.sim-wa a { color: #5fcc8a; text-decoration: none; }
.sim-note {
  color: var(--text-light); font-size: 0.75rem; line-height: 1.6;
  margin-top: 20px; padding-top: 20px; border-top: 1px solid var(--warm-gray);
}
.sim-note i { color: var(--gold); margin-right: 4px; }

/* ══════════════════════════════════════
   FORMULÁRIO INLINE DO SIMULADOR
══════════════════════════════════════ */

/* Transição entre painéis */
#sim-panel-result,
#sim-panel-form {
  animation: simFadeIn 0.35s ease;
}
@keyframes simFadeIn {
  from { opacity: 0; transform: translateY(12px); }
  to   { opacity: 1; transform: translateY(0); }
}

/* Cabeçalho do formulário inline */
.sim-form-header {
  display: flex; align-items: center; gap: 14px;
  margin-bottom: 22px;
  padding-bottom: 16px;
  border-bottom: 1px solid rgba(255,255,255,0.12);
}
.sim-back-btn {
  background: rgba(255,255,255,0.12); border: none; color: white;
  width: 36px; height: 36px; border-radius: 50%; cursor: pointer;
  display: flex; align-items: center; justify-content: center;
  font-size: 0.85rem; transition: background 0.2s; flex-shrink: 0;
}
.sim-back-btn:hover { background: rgba(255,255,255,0.22); }
.sim-form-header-info { display: flex; flex-direction: column; gap: 1px; }
.sim-form-header-label { color: rgba(255,255,255,0.5); font-size: 0.7rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.08em; }
.sim-form-header-val { color: var(--gold-pale); font-size: 1.3rem; font-weight: 900; letter-spacing: -0.02em; }

/* Títulos e subtítulos do formulário */
.sif-title {
  font-size: 1.05rem; font-weight: 800; color: white;
  margin-bottom: 18px; line-height: 1.3;
}
.sif-subtitle {
  font-size: 0.82rem; font-weight: 700; color: rgba(255,255,255,0.65);
  margin-bottom: 10px;
}

/* Campos de input */
.sif-field { margin-bottom: 14px; }
.sif-field label {
  display: block; font-size: 0.78rem; font-weight: 700;
  color: rgba(255,255,255,0.65); margin-bottom: 5px;
}
.sif-field .req { color: var(--gold-pale); }
.sif-field input {
  width: 100%; padding: 11px 14px;
  background: rgba(255,255,255,0.1); border: 1.5px solid rgba(255,255,255,0.18);
  border-radius: 10px; color: white; font-family: 'Nunito', sans-serif;
  font-size: 0.9rem; font-weight: 600; outline: none;
  transition: border-color 0.2s, background 0.2s;
}
.sif-field input::placeholder { color: rgba(255,255,255,0.35); }
.sif-field input:focus {
  border-color: var(--gold); background: rgba(255,255,255,0.14);
}
.sif-field input.err { border-color: #f87171; }

/* Botões de opção */
.sif-options { display: flex; gap: 8px; flex-wrap: wrap; margin-bottom: 4px; }
.sif-options-wrap { flex-wrap: wrap; }
.sif-opt-btn {
  flex: 1; min-width: 100px; padding: 10px 12px;
  background: rgba(255,255,255,0.08); border: 1.5px solid rgba(255,255,255,0.18);
  border-radius: 10px; color: rgba(255,255,255,0.75);
  font-family: 'Nunito', sans-serif; font-size: 0.82rem; font-weight: 700;
  cursor: pointer; transition: all 0.2s; text-align: center;
  display: flex; align-items: center; justify-content: center; gap: 6px;
}
.sif-opt-btn:hover { border-color: rgba(255,255,255,0.4); color: white; background: rgba(255,255,255,0.14); }
.sif-opt-btn.selected { background: var(--gold); border-color: var(--gold); color: white; }
.sif-options-wrap .sif-opt-btn { flex: calc(50% - 4px); min-width: unset; }

/* Navegação do formulário */
.sif-nav {
  display: flex; gap: 10px; margin-top: 18px;
}
.sif-prev-btn {
  background: rgba(255,255,255,0.1); border: 1.5px solid rgba(255,255,255,0.18);
  color: rgba(255,255,255,0.7); padding: 11px 16px; border-radius: 10px;
  font-family: 'Nunito', sans-serif; font-size: 0.82rem; font-weight: 700;
  cursor: pointer; transition: all 0.2s; display: flex; align-items: center; gap: 6px;
}
.sif-prev-btn:hover { background: rgba(255,255,255,0.18); color: white; }

.sif-next-btn {
  flex: 1; background: var(--gold); color: white; border: none;
  padding: 13px 20px; border-radius: 10px;
  font-family: 'Nunito', sans-serif; font-size: 0.92rem; font-weight: 800;
  cursor: pointer; transition: all 0.2s;
  display: flex; align-items: center; justify-content: center; gap: 8px;
}
.sif-next-btn:hover { background: var(--gold-light); transform: translateY(-1px); }
.sif-next-btn-sm { flex: 1; }

.sif-submit-btn {
  flex: 1; background: #22c55e; color: white; border: none;
  padding: 13px 20px; border-radius: 10px;
  font-family: 'Nunito', sans-serif; font-size: 0.92rem; font-weight: 800;
  cursor: pointer; transition: all 0.2s;
  display: flex; align-items: center; justify-content: center; gap: 8px;
}
.sif-submit-btn:hover { background: #16a34a; transform: translateY(-1px); }
.sif-submit-btn:disabled { opacity: 0.6; cursor: not-allowed; transform: none; }

/* Erro */
.sif-err {
  background: rgba(239,68,68,0.15); border: 1px solid rgba(239,68,68,0.35);
  color: #fca5a5; font-size: 0.8rem; font-weight: 700;
  padding: 9px 12px; border-radius: 8px; margin-bottom: 10px;
}

/* Resumo de confirmação */
.sif-summary {
  background: rgba(255,255,255,0.07); border-radius: 12px;
  padding: 14px 16px; margin-bottom: 16px;
  display: flex; flex-direction: column; gap: 8px;
}
.sif-summary-row {
  display: flex; justify-content: space-between; align-items: center;
  font-size: 0.82rem;
}
.sif-summary-row span:first-child { color: rgba(255,255,255,0.5); font-weight: 600; }
.sif-summary-row span:last-child { color: white; font-weight: 800; }

/* RGPD */
.sif-rgpd {
  display: flex; align-items: flex-start; gap: 10px;
  margin-bottom: 12px; padding: 12px; background: rgba(255,255,255,0.06);
  border-radius: 10px; border: 1px solid rgba(255,255,255,0.1);
}
.sif-rgpd input[type="checkbox"] { flex-shrink: 0; margin-top: 3px; accent-color: var(--gold); width: 16px; height: 16px; }
.sif-rgpd label { font-size: 0.75rem; color: rgba(255,255,255,0.6); line-height: 1.5; cursor: pointer; }
.sif-rgpd label a { color: var(--gold-pale); }
.sif-rgpd label strong { color: rgba(255,255,255,0.8); }

/* Sucesso */
.sif-success-icon { font-size: 3rem; text-align: center; margin: 10px 0 0; }
.sif-success-summary {
  background: rgba(255,255,255,0.07); border-radius: 12px;
  padding: 14px 16px; margin-top: 16px;
  font-size: 0.82rem; color: rgba(255,255,255,0.7);
  line-height: 1.7;
}
.sif-success-summary strong { color: var(--gold-pale); }

/* ══════════════════════════════════════
   COMO FUNCIONA
══════════════════════════════════════ */
#processo { padding: 100px 0; background: var(--white); }

.steps-grid {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 0;
  margin-top: 60px; position: relative;
}
.steps-grid::before {
  content: ''; position: absolute; top: 36px; left: 10%; right: 10%; height: 2px;
  background: repeating-linear-gradient(
    to right, var(--warm-gray) 0, var(--warm-gray) 8px, transparent 8px, transparent 16px
  );
}

.step { text-align: center; padding: 0 20px; position: relative; }
.step-num-wrap { position: relative; display: inline-block; margin-bottom: 22px; }
.step-circle {
  width: 72px; height: 72px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto; font-size: 1.5rem;
  transition: all 0.3s ease; border: 3px solid transparent;
}
.step:nth-child(odd)  .step-circle { background: var(--green); color: white; }
.step:nth-child(even) .step-circle { background: var(--gold); color: white; }
.step:hover .step-circle { transform: scale(1.12); box-shadow: 0 10px 30px rgba(0,75,48,0.2); }

.step-num-badge {
  position: absolute; top: -4px; right: -4px;
  width: 22px; height: 22px; border-radius: 50%;
  background: var(--off-white); border: 2px solid var(--warm-gray);
  display: flex; align-items: center; justify-content: center;
  font-size: 0.68rem; font-weight: 900; color: var(--text-mid);
}
.step h3 { font-size: 1.05rem; font-weight: 800; color: var(--text-dark); margin-bottom: 10px; }
.step p  { color: var(--text-mid); font-size: 0.87rem; line-height: 1.6; }

/* ══════════════════════════════════════
   FORMULÁRIO
══════════════════════════════════════ */
#formulario { padding: 100px 0; background: var(--off-white); }

.form-wrapper {
  max-width: 820px; margin: 56px auto 0;
  background: var(--white); border-radius: 28px;
  box-shadow: 0 20px 80px rgba(0,0,0,0.07);
  padding: 56px 60px;
}

.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.form-full  { grid-column: 1 / -1; }

.form-group  { display: flex; flex-direction: column; gap: 6px; }
.form-label  { font-size: 0.83rem; font-weight: 700; color: var(--text-mid); }
.form-label span { color: #c0392b; }

.form-input, .form-select, .form-textarea {
  font-family: 'Nunito', sans-serif;
  width: 100%; padding: 14px 16px; font-size: 0.93rem; font-weight: 600;
  border: 2px solid var(--warm-gray); border-radius: 12px;
  background: var(--off-white); color: var(--text-dark);
  outline: none; transition: all 0.25s ease;
  appearance: none; -webkit-appearance: none;
}
.form-input::placeholder, .form-textarea::placeholder { color: #aaa; font-weight: 500; }
.form-input:focus, .form-select:focus, .form-textarea:focus {
  border-color: var(--green); background: white;
  box-shadow: 0 0 0 3px rgba(0,75,48,0.08);
}
.form-textarea { resize: vertical; min-height: 90px; }

.situation-label { font-size: 0.83rem; font-weight: 700; color: var(--text-mid); margin-bottom: 10px; display: block; }
.situation-btns  { display: grid; grid-template-columns: repeat(4, 1fr); gap: 10px; }
.sit-btn {
  text-align: center; padding: 14px 8px; border-radius: 12px;
  border: 2px solid var(--warm-gray); cursor: pointer; transition: all 0.2s;
  background: var(--off-white);
}
.sit-btn input { display: none; }
.sit-btn i    { color: var(--gold); font-size: 1.3rem; display: block; margin-bottom: 7px; }
.sit-btn span { font-size: 0.75rem; font-weight: 700; color: var(--text-mid); }
.sit-btn.selected,
.sit-btn:has(input:checked) { border-color: var(--green); background: rgba(0,75,48,0.05); }
.sit-btn.selected span,
.sit-btn:has(input:checked) span { color: var(--green); }

.rgpd-row {
  display: flex; align-items: flex-start; gap: 12px;
  background: var(--off-white); border-radius: 12px; padding: 16px;
  border: 1.5px solid var(--warm-gray);
}
.rgpd-row input[type=checkbox] {
  width: 18px; height: 18px; margin-top: 2px; flex-shrink: 0;
  accent-color: var(--green); cursor: pointer;
}
.rgpd-row label { font-size: 0.83rem; color: var(--text-mid); line-height: 1.55; cursor: pointer; }
.rgpd-row a { color: var(--green); text-decoration: underline; }

.btn-submit {
  width: 100%; padding: 18px;
  background: var(--green); color: white;
  font-family: 'Nunito', sans-serif; font-weight: 900; font-size: 1.05rem;
  border: none; border-radius: 14px; cursor: pointer;
  display: flex; align-items: center; justify-content: center; gap: 10px;
  transition: all 0.3s; letter-spacing: 0.3px;
  box-shadow: 0 8px 30px rgba(0,75,48,0.3);
}
.btn-submit:hover {
  background: var(--green-light);
  transform: translateY(-2px);
  box-shadow: 0 14px 40px rgba(0,75,48,0.35);
}

.form-note { text-align: center; color: var(--text-light); font-size: 0.8rem; margin-top: 14px; }
.form-note i { color: var(--gold); margin-right: 4px; }

/* Success state */
#form-success { display: none; text-align: center; padding: 40px 0; }
#form-success .success-icon {
  width: 80px; height: 80px; border-radius: 50%;
  background: var(--green); display: flex; align-items: center; justify-content: center;
  margin: 0 auto 24px; font-size: 2rem; color: white;
}
#form-success h3 { font-size: 1.8rem; font-weight: 900; color: var(--green); margin-bottom: 12px; }
#form-success p  { color: var(--text-mid); font-size: 1rem; margin-bottom: 28px; }
.btn-wa {
  display: inline-flex; align-items: center; gap: 10px;
  background: #25D366; color: white; text-decoration: none;
  font-weight: 800; font-size: 1rem; padding: 14px 28px; border-radius: 50px;
  transition: all 0.3s;
}
.btn-wa:hover { background: #1da851; transform: translateY(-2px); }

/* Error state */
#form-error {
  display: none; background: #fef2f2; border: 1.5px solid #fecaca;
  border-radius: 12px; padding: 14px 16px; margin-bottom: 18px;
  color: #b91c1c; font-size: 0.875rem; font-weight: 600;
}

/* ══════════════════════════════════════
   SOBRE / WHY DS
══════════════════════════════════════ */
#sobre { padding: 100px 0; background: var(--white); }

.sobre-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: center; }

.sobre-items { display: flex; flex-direction: column; gap: 20px; margin-top: 32px; }
.sobre-item {
  display: flex; align-items: flex-start; gap: 16px;
  padding: 20px; border-radius: 16px; border: 1.5px solid var(--warm-gray);
  transition: all 0.3s;
}
.sobre-item:hover { border-color: var(--green); background: rgba(0,75,48,0.03); }
.sobre-item-icon {
  width: 46px; height: 46px; border-radius: 12px;
  display: flex; align-items: center; justify-content: center; flex-shrink: 0;
}
.sobre-item-icon.g { background: rgba(0,75,48,0.08); }
.sobre-item-icon.g i { color: var(--green); }
.sobre-item-icon.d { background: rgba(134,115,71,0.1); }
.sobre-item-icon.d i { color: var(--gold); }
.sobre-item-icon i { font-size: 1.1rem; }
.sobre-item h4 { font-size: 0.97rem; font-weight: 800; color: var(--text-dark); margin-bottom: 4px; }
.sobre-item p  { color: var(--text-mid); font-size: 0.85rem; line-height: 1.55; }

.stats-card {
  background: var(--green); border-radius: 24px; padding: 36px; color: white; margin-bottom: 20px;
}
.stats-grid { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 16px; margin-bottom: 24px; }
.stat-box   { text-align: center; }
.stat-big   { font-size: 2.4rem; font-weight: 900; color: var(--gold-pale); line-height: 1; }
.stat-small { color: rgba(255,255,255,0.55); font-size: 0.72rem; margin-top: 4px; font-weight: 600; }
.stat-quote {
  border-top: 1px solid rgba(255,255,255,0.1); padding-top: 20px;
  color: rgba(255,255,255,0.7); font-size: 0.9rem; line-height: 1.6; font-style: italic;
}

.licenses-card {
  background: var(--off-white); border-radius: 16px; padding: 20px 24px;
  display: flex; flex-direction: column; gap: 10px;
}
.lic-row {
  display: flex; align-items: center; gap: 10px;
  font-size: 0.875rem; color: var(--text-mid);
}
.lic-row i { color: var(--gold); width: 16px; }
.lic-row strong { color: var(--text-dark); }

/* ══════════════════════════════════════
   FAQ
══════════════════════════════════════ */
#faq { padding: 100px 0; background: var(--off-white); }
.faq-list { margin-top: 56px; max-width: 800px; }
.faq-item {
  background: var(--white); border-radius: 16px; overflow: hidden;
  margin-bottom: 12px; box-shadow: 0 2px 8px rgba(0,0,0,0.04);
}
.faq-btn {
  width: 100%; padding: 22px 24px;
  display: flex; justify-content: space-between; align-items: center;
  background: none; border: none; cursor: pointer;
  font-family: 'Nunito', sans-serif;
  font-size: 1rem; font-weight: 700; color: var(--text-dark); text-align: left;
  transition: color 0.2s;
}
.faq-btn:hover  { color: var(--green); }
.faq-btn i      { color: var(--gold); font-size: 0.85rem; transition: transform 0.3s; flex-shrink: 0; margin-left: 16px; }
.faq-btn.open i { transform: rotate(180deg); }
.faq-answer {
  max-height: 0; overflow: hidden;
  transition: max-height 0.4s ease, padding 0.3s;
  padding: 0 24px;
}
.faq-answer.open { max-height: 300px; padding-bottom: 22px; }
.faq-answer p    { color: var(--text-mid); font-size: 0.93rem; line-height: 1.65; }

/* ══════════════════════════════════════
   CTA FINAL
══════════════════════════════════════ */
#cta-final {
  padding: 100px 0;
  background: var(--green); position: relative; overflow: hidden;
}
#cta-final .hero-dots { opacity: 0.3; }
.cta-inner {
  max-width: 860px; margin: 0 auto; padding: 0 32px;
  text-align: center; position: relative; z-index: 2;
}
.cta-inner .section-label { color: var(--gold-pale); justify-content: center; }
.cta-inner .section-label::before { background: var(--gold-pale); }
.cta-title {
  font-size: clamp(2.2rem, 4.5vw, 3.4rem); font-weight: 900;
  color: var(--white); line-height: 1.15; letter-spacing: -1px; margin-bottom: 20px;
}
.cta-title .accent { color: var(--gold-pale); }
.cta-desc  { color: rgba(255,255,255,0.65); font-size: 1.05rem; line-height: 1.7; margin-bottom: 40px; }
.cta-btns  { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }
.btn-cta-wa {
  display: inline-flex; align-items: center; gap: 9px;
  background: #25D366; color: white;
  font-family: 'Nunito', sans-serif; font-weight: 800; font-size: 1rem;
  padding: 16px 32px; border-radius: 50px; text-decoration: none;
  transition: all 0.3s; box-shadow: 0 8px 30px rgba(37,211,102,0.3);
}
.btn-cta-wa:hover { background: #1da851; transform: translateY(-2px); }
.btn-cta-tel {
  display: inline-flex; align-items: center; gap: 9px;
  background: rgba(255,255,255,0.1); color: white;
  border: 2px solid rgba(255,255,255,0.25);
  font-family: 'Nunito', sans-serif; font-weight: 800; font-size: 1rem;
  padding: 15px 30px; border-radius: 50px; text-decoration: none;
  transition: all 0.3s;
}
.btn-cta-tel:hover { background: rgba(255,255,255,0.18); border-color: rgba(255,255,255,0.5); }

/* ══════════════════════════════════════
   FOOTER
══════════════════════════════════════ */
footer { background: var(--green-dark); color: white; padding: 70px 0 0; }

.footer-grid {
  max-width: 1200px; margin: 0 auto; padding: 0 32px;
  display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 48px;
  padding-bottom: 60px;
}
.footer-brand p {
  color: rgba(255,255,255,0.55); font-size: 0.875rem; line-height: 1.65; margin: 14px 0 20px;
}
.footer-contacts { display: flex; flex-direction: column; gap: 9px; }
.footer-contact {
  display: flex; align-items: flex-start; gap: 10px;
  color: rgba(255,255,255,0.65); font-size: 0.83rem; text-decoration: none;
  transition: color 0.2s;
}
.footer-contact:hover  { color: var(--gold-pale); }
.footer-contact i { color: var(--gold-pale); font-size: 0.8rem; margin-top: 2px; flex-shrink: 0; }

.footer-col h4 {
  font-size: 0.75rem; font-weight: 800; color: rgba(255,255,255,0.4);
  text-transform: uppercase; letter-spacing: 2px; margin-bottom: 18px;
}
.footer-links { display: flex; flex-direction: column; gap: 10px; }
.footer-links a {
  color: rgba(255,255,255,0.6); font-size: 0.875rem; text-decoration: none;
  transition: color 0.2s; font-weight: 500;
}
.footer-links a:hover { color: var(--gold-pale); }

.footer-socials { display: flex; gap: 10px; margin-top: 6px; }
.social-btn {
  width: 38px; height: 38px; border-radius: 10px;
  background: rgba(255,255,255,0.08); display: flex; align-items: center; justify-content: center;
  color: rgba(255,255,255,0.6); text-decoration: none; font-size: 0.9rem;
  transition: all 0.25s;
}
.social-btn:hover { background: var(--gold); color: white; }

.footer-legal {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding: 28px 32px;
  max-width: 1200px; margin: 0 auto;
}
.footer-legal-box {
  background: rgba(255,255,255,0.04); border-radius: 14px;
  padding: 20px 24px; margin-bottom: 20px;
}
.footer-legal-box h5 {
  color: var(--gold-pale); font-size: 0.72rem; font-weight: 800;
  text-transform: uppercase; letter-spacing: 1.5px; margin-bottom: 10px;
}
.footer-legal-box p { color: rgba(255,255,255,0.38); font-size: 0.73rem; line-height: 1.7; }
.footer-legal-box a { color: var(--gold-pale); text-decoration: none; }
.footer-bottom {
  display: flex; justify-content: space-between; align-items: center;
  color: rgba(255,255,255,0.3); font-size: 0.75rem; gap: 16px; flex-wrap: wrap;
}
.footer-bottom-links { display: flex; gap: 20px; }
.footer-bottom-links a { color: rgba(255,255,255,0.4); text-decoration: none; transition: color 0.2s; }
.footer-bottom-links a:hover { color: var(--gold-pale); }
.footer-ape {
  text-align: center;
  font-size: 0.72rem;
  color: rgba(255,255,255,0.22);
  padding: 12px 0 20px;
  border-top: 1px solid rgba(255,255,255,0.06);
  margin-top: 8px;
}
.footer-ape a {
  color: rgba(255,255,255,0.35);
  text-decoration: none;
  font-weight: 600;
  transition: color 0.2s;
}
.footer-ape a:hover { color: var(--gold-pale); }

/* ══════════════════════════════════════
   HAMBURGER + MENU LATERAL (mobile)
══════════════════════════════════════ */
.nav-hamburger {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  width: 36px; height: 36px;
  background: transparent;
  border: none;
  cursor: pointer;
  padding: 4px;
  z-index: 1001;
}
.nav-hamburger span {
  display: block;
  width: 22px; height: 2px;
  background: rgba(255,255,255,0.9);
  border-radius: 2px;
  transition: all 0.3s ease;
  transform-origin: center;
}
/* Estado aberto — X */
.nav-hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-hamburger.open span:nth-child(2) { opacity: 0; transform: scaleX(0); }
.nav-hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* Overlay */
.nav-overlay {
  display: none;
  position: fixed; inset: 0;
  background: rgba(0,0,0,0.5);
  z-index: 998;
  backdrop-filter: blur(2px);
}
.nav-overlay.open { display: block; }

/* Drawer lateral */
.nav-drawer {
  position: fixed;
  top: 0; right: -100%;
  width: min(300px, 85vw);
  height: 100%;
  background: var(--green-dark);
  z-index: 999;
  transition: right 0.35s cubic-bezier(0.4,0,0.2,1);
  display: flex;
  flex-direction: column;
  padding: 0;
  box-shadow: -4px 0 40px rgba(0,0,0,0.3);
}
.nav-drawer.open { right: 0; }

.nav-drawer-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 20px 24px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.nav-drawer-header img { height: 44px; width: auto; mix-blend-mode: screen; }
.nav-drawer-close {
  background: transparent; border: none;
  color: rgba(255,255,255,0.6); font-size: 1.4rem;
  cursor: pointer; padding: 4px 8px;
  transition: color 0.2s;
}
.nav-drawer-close:hover { color: var(--white); }

.nav-drawer-links {
  display: flex;
  flex-direction: column;
  padding: 24px 0;
  flex: 1;
  overflow-y: auto;
}
.nav-drawer-links a {
  color: rgba(255,255,255,0.8);
  text-decoration: none;
  font-size: 1rem;
  font-weight: 600;
  padding: 14px 24px;
  border-bottom: 1px solid rgba(255,255,255,0.05);
  transition: color 0.2s, background 0.2s;
  display: flex;
  align-items: center;
  gap: 10px;
}
.nav-drawer-links a:hover { color: var(--white); background: rgba(255,255,255,0.05); }
.nav-drawer-links a i { color: var(--gold-pale); width: 18px; text-align: center; font-size: 0.85rem; }
.nav-drawer-cta {
  padding: 20px 24px;
  border-top: 1px solid rgba(255,255,255,0.08);
}
.nav-drawer-cta a {
  display: block;
  background: var(--gold);
  color: var(--white) !important;
  text-align: center;
  padding: 14px;
  border-radius: 50px;
  font-weight: 800;
  font-size: 0.95rem;
  text-decoration: none;
  transition: opacity 0.2s;
}
.nav-drawer-cta a:hover { opacity: 0.9; }
.nav-drawer-footer {
  padding: 16px 24px;
  font-size: 0.75rem;
  color: rgba(255,255,255,0.25);
  text-align: center;
}
.nav-drawer-footer a {
  color: rgba(255,255,255,0.35) !important;
  font-size: 0.72rem !important;
  padding: 0 !important;
  border: none !important;
  background: none !important;
}

/* ══════════════════════════════════════
   FLOATING WHATSAPP
══════════════════════════════════════ */
#wa-float { position: fixed; bottom: 28px; right: 28px; z-index: 999; }
#wa-float a {
  display: flex; align-items: center; justify-content: center;
  width: 60px; height: 60px; border-radius: 50%;
  background: #25D366; color: white; font-size: 1.7rem;
  text-decoration: none; box-shadow: 0 8px 24px rgba(37,211,102,0.4);
  transition: all 0.3s;
}
#wa-float a:hover { transform: scale(1.12); box-shadow: 0 12px 32px rgba(37,211,102,0.5); }
#wa-float .wa-badge {
  position: absolute; top: -2px; right: -2px;
  width: 18px; height: 18px; border-radius: 50%;
  background: #e74c3c; border: 2px solid white;
  display: flex; align-items: center; justify-content: center;
  font-size: 0.6rem; font-weight: 900; color: white;
}

/* ══════════════════════════════════════
   COOKIE BANNER
══════════════════════════════════════ */
#cookie-banner {
  display: none; position: fixed; bottom: 0; left: 0; right: 0; z-index: 9990;
  background: var(--green-dark); border-top: 3px solid var(--gold);
  padding: 18px 32px;
}
.cookie-inner {
  max-width: 1200px; margin: 0 auto;
  display: flex; align-items: center; justify-content: space-between; gap: 20px; flex-wrap: wrap;
}
.cookie-inner p { color: rgba(255,255,255,0.8); font-size: 0.85rem; line-height: 1.5; }
.cookie-inner a { color: var(--gold-pale); text-decoration: underline; }
.cookie-btns    { display: flex; gap: 10px; flex-shrink: 0; }
.cookie-btn-ess {
  padding: 9px 18px; border-radius: 8px; border: 1.5px solid rgba(255,255,255,0.3);
  background: transparent; color: rgba(255,255,255,0.75);
  font-family: 'Nunito', sans-serif; font-size: 0.83rem; font-weight: 700; cursor: pointer;
  transition: all 0.2s;
}
.cookie-btn-ess:hover { border-color: rgba(255,255,255,0.6); }
.cookie-btn-all {
  padding: 9px 18px; border-radius: 8px; border: none;
  background: var(--gold); color: white;
  font-family: 'Nunito', sans-serif; font-size: 0.83rem; font-weight: 800; cursor: pointer;
  transition: all 0.2s;
}
.cookie-btn-all:hover { background: var(--gold-light); }

/* ══════════════════════════════════════
   SCROLL ANIMATIONS
══════════════════════════════════════ */
.reveal {
  opacity: 0; transform: translateY(30px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}
.reveal.from-left  { transform: translateX(-40px); }
.reveal.from-right { transform: translateX(40px); }
.reveal.scale-up   { transform: scale(0.92); }
.reveal.visible    { opacity: 1; transform: none; }

.reveal.d1 { transition-delay: 0.1s; }
.reveal.d2 { transition-delay: 0.2s; }
.reveal.d3 { transition-delay: 0.3s; }
.reveal.d4 { transition-delay: 0.4s; }

/* ══════════════════════════════════════
   RESPONSIVE
══════════════════════════════════════ */
@media (max-width: 1024px) {
  .hero-inner            { grid-template-columns: 1fr; padding-bottom: 80px; }
  .hero-card             { display: none; }
  .garantia-grid         { grid-template-columns: 1fr; gap: 40px; }
  .banks-grid            { grid-template-columns: repeat(5, 1fr); }
  .cards-grid            { grid-template-columns: 1fr 1fr; }
  .sobre-grid            { grid-template-columns: 1fr; gap: 40px; }
  .footer-grid           { grid-template-columns: 1fr 1fr; gap: 32px; }
}

@media (max-width: 768px) {
  .hero-inner            { padding: 120px 20px 80px; }
  .section-inner         { padding: 0 20px; }
  .banks-grid            { grid-template-columns: repeat(3, 1fr); padding: 0 20px; }
  .cards-grid            { grid-template-columns: 1fr; }
  .steps-grid            { grid-template-columns: 1fr 1fr; gap: 30px; }
  .steps-grid::before    { display: none; }
  .sim-wrapper           { grid-template-columns: 1fr; }
  .sim-right             { padding: 32px 28px; min-height: 420px; }
  #sim-panel-result      { height: auto; }
  .sif-options           { flex-direction: column; }
  .sif-opt-btn           { flex: none !important; width: 100%; min-width: unset !important; }
  .sif-options-wrap .sif-opt-btn { flex: calc(50% - 4px) !important; }
  .form-wrapper          { padding: 32px 24px; }
  .form-grid             { grid-template-columns: 1fr; }
  .form-full             { grid-column: 1; }
  .situation-btns        { grid-template-columns: 1fr 1fr; }
  .footer-grid           { grid-template-columns: 1fr; gap: 28px; padding: 0 20px 40px; }
  .footer-bottom         { flex-direction: column; text-align: center; padding: 0 20px; }
  .footer-legal          { padding: 20px; }
  #navbar                { padding: 8px 0; }
  .nav-logo img          { height: 68px; }
  .hero-shape-3          { display: none; }
  .nav-tel               { display: none; }
  .nav-reclamacoes       { display: none; }
  .cta-btns              { flex-direction: column; align-items: center; }
  /* Botão "Simular agora" — não quebrar texto em mobile */
  .btn-nav               { font-size: 0.8rem; padding: 9px 16px; white-space: nowrap; }
  /* Hamburger visível em mobile */
  .nav-hamburger         { display: flex; }
  /* Links de nav escondidos em mobile (substituídos pelo menu lateral) */
  .nav-actions .btn-nav  { display: none; }
}

@media (max-width: 480px) {
  .banks-grid            { grid-template-columns: repeat(3, 1fr); gap: 8px; }
  .bank-logo img         { max-height: 30px; }
}

/* ══════════════════════════════════════
   GARANTIA JOVEM — CTA duplo + Ebook row
══════════════════════════════════════ */
.garantia-cta-wrap {
  display: flex; flex-wrap: wrap; gap: 14px; align-items: center;
}

.check-row-ebook { margin-top: 4px; }
.check-dot-gold {
  background: linear-gradient(135deg, var(--gold), var(--gold-light)) !important;
}
.check-dot-gold i { color: white !important; font-size: 0.72rem !important; }

.btn-ebook {
  display: inline-flex; align-items: center; gap: 9px;
  background: rgba(255,255,255,0.12);
  border: 2px solid var(--gold-pale);
  color: var(--gold-pale);
  font-family: 'Nunito', sans-serif;
  font-weight: 800; font-size: 0.93rem;
  padding: 13px 22px; border-radius: 12px;
  text-decoration: none;
  transition: all 0.22s ease;
  backdrop-filter: blur(6px);
  white-space: nowrap;
}
.btn-ebook:hover {
  background: var(--gold-pale);
  color: var(--green-dark);
  transform: translateY(-2px);
  box-shadow: 0 6px 24px rgba(196,170,122,0.35);
}
.btn-ebook i { font-size: 1.05rem; }

@media (max-width: 600px) {
  .garantia-cta-wrap { flex-direction: column; align-items: flex-start; }
  .btn-ebook { width: 100%; justify-content: center; }
}

/* ══════════════════════════════════════
   EXEMPLO REPRESENTATIVO — Aviso BdP 5/2024
══════════════════════════════════════ */
.rep-example {
  background: #f8fafc;
  border: 1.5px solid #d1e0d8;
  border-radius: 16px;
  padding: 24px 28px;
  margin: 20px auto 0;
  max-width: 820px;
}
.rep-header {
  display: flex; align-items: center; gap: 10px;
  margin-bottom: 18px; flex-wrap: wrap;
}
.rep-header i { color: #004B30; font-size: 1rem; }
.rep-header > span:first-of-type {
  font-weight: 800; font-size: 0.95rem; color: #004B30; flex: 1;
}
.rep-badge {
  background: #004B30; color: #c4aa7a;
  font-size: 0.7rem; font-weight: 800;
  padding: 4px 10px; border-radius: 100px;
  white-space: nowrap;
}
.rep-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 0;
  border: 1px solid #d1ddd8;
  border-radius: 10px;
  overflow: hidden;
  margin-bottom: 14px;
}
.rep-row {
  display: flex; flex-direction: column;
  padding: 10px 14px;
  border-bottom: 1px solid #d1ddd8;
  background: white;
}
.rep-row:nth-child(odd) { background: #f4f9f6; }
.rep-row-highlight {
  background: #e6f2ee !important;
}
.rep-row-mtic {
  grid-column: 1 / -1;
  background: #004B30 !important;
  border-bottom: none !important;
}
.rep-label {
  font-size: 0.67rem; font-weight: 800;
  color: #6b7280; text-transform: uppercase;
  letter-spacing: 0.08em; margin-bottom: 3px;
}
.rep-row-mtic .rep-label { color: rgba(255,255,255,0.65); }
.rep-val {
  font-size: 0.93rem; font-weight: 700; color: #111827;
}
.rep-val-big {
  font-size: 1.05rem; font-weight: 900; color: #004B30;
}
.rep-val-mtic {
  font-size: 1.25rem; font-weight: 900; color: #c4aa7a;
}
.rep-legal {
  font-size: 0.72rem; color: #9ca3af; line-height: 1.6;
}

@media (max-width: 600px) {
  .rep-grid { grid-template-columns: 1fr; }
  .rep-row-mtic { grid-column: 1; }
  .rep-example { padding: 16px; }
}

/* ══════════════════════════════════════
   EBOOK MODAL — Captura de email
══════════════════════════════════════ */
#ebook-modal {
  display: none;
  position: fixed; inset: 0; z-index: 9999;
  background: rgba(0,0,0,0.65);
  backdrop-filter: blur(4px);
  align-items: center; justify-content: center;
  padding: 20px;
  animation: ebookFadeIn 0.22s ease;
}
#ebook-modal.open { display: flex; }

@keyframes ebookFadeIn {
  from { opacity: 0; }
  to   { opacity: 1; }
}

.ebook-modal-box {
  background: #fff;
  border-radius: 22px;
  padding: 40px 36px 32px;
  max-width: 440px; width: 100%;
  position: relative;
  box-shadow: 0 24px 80px rgba(0,0,0,0.28);
  animation: ebookSlideUp 0.28s cubic-bezier(0.34,1.56,0.64,1);
  text-align: center;
}

@keyframes ebookSlideUp {
  from { opacity: 0; transform: translateY(32px) scale(0.96); }
  to   { opacity: 1; transform: translateY(0) scale(1); }
}

.ebook-modal-close {
  position: absolute; top: 14px; right: 14px;
  width: 32px; height: 32px;
  background: #f3f4f6; border: none;
  border-radius: 50%; cursor: pointer;
  display: flex; align-items: center; justify-content: center;
  color: #6b7280; font-size: 0.85rem;
  transition: background 0.15s, color 0.15s;
}
.ebook-modal-close:hover { background: #e5e7eb; color: #111; }

.ebook-modal-icon {
  font-size: 3rem; line-height: 1;
  margin-bottom: 14px;
}

.ebook-modal-title {
  font-size: 1.35rem; font-weight: 900;
  color: #004B30; letter-spacing: -0.02em;
  margin: 0 0 10px; line-height: 1.25;
}

.ebook-modal-sub {
  font-size: 0.9rem; color: #4b5563;
  line-height: 1.6; margin: 0 0 22px;
}

.ebook-modal-field {
  text-align: left; margin-bottom: 8px;
}
.ebook-modal-field label {
  display: block; font-size: 0.78rem;
  font-weight: 700; color: #374151;
  margin-bottom: 6px; letter-spacing: 0.04em;
  text-transform: uppercase;
}
.ebook-modal-field input {
  width: 100%; padding: 13px 16px;
  border: 1.5px solid #d1d5db;
  border-radius: 10px; font-size: 0.95rem;
  font-family: 'Nunito', sans-serif;
  color: #111; background: #f9fafb;
  outline: none; transition: border-color 0.18s, box-shadow 0.18s;
  box-sizing: border-box;
}
.ebook-modal-field input:focus {
  border-color: #004B30;
  box-shadow: 0 0 0 3px rgba(0,75,48,0.12);
  background: #fff;
}

.ebook-modal-err {
  color: #dc2626; font-size: 0.8rem;
  text-align: left; margin-bottom: 8px;
  padding: 6px 10px; background: #fef2f2;
  border-radius: 8px; border: 1px solid #fecaca;
}

.ebook-modal-promise {
  font-size: 0.75rem; color: #9ca3af;
  line-height: 1.55; margin: 10px 0 18px;
  display: flex; align-items: flex-start; gap: 7px;
  text-align: left;
}
.ebook-modal-promise i { color: #004B30; margin-top: 2px; flex-shrink: 0; }

.ebook-modal-btn {
  width: 100%; padding: 15px 24px;
  background: linear-gradient(135deg, #004B30, #006040);
  color: #fff; border: none;
  border-radius: 12px; font-family: 'Nunito', sans-serif;
  font-size: 1rem; font-weight: 800;
  cursor: pointer; display: flex;
  align-items: center; justify-content: center;
  gap: 9px; transition: all 0.2s;
  box-shadow: 0 4px 20px rgba(0,75,48,0.28);
}
.ebook-modal-btn:hover:not(:disabled) {
  background: linear-gradient(135deg, #003020, #004B30);
  transform: translateY(-2px);
  box-shadow: 0 8px 28px rgba(0,75,48,0.38);
}
.ebook-modal-btn:disabled { opacity: 0.65; cursor: not-allowed; transform: none; }

.ebook-modal-legal {
  font-size: 0.7rem; color: #9ca3af;
  line-height: 1.5; margin: 14px 0 0;
}
.ebook-modal-legal a { color: #004B30; text-decoration: underline; }

@media (max-width: 480px) {
  .ebook-modal-box { padding: 32px 22px 26px; }
  .ebook-modal-title { font-size: 1.2rem; }
}